Young adults have a unique set of financial needs and NPM Credit Union is ready to meet them.
Open an On the Go Checking and receive up to $100 Cash Bonus*
NPM Credit Union offers an On the Go Checking for young adults up to 24 years old. Young adults have a unique set of financial needs and the credit union is ready to meet them.
- No Monthly Service fee
- No Minimum Balance Requirement
- One “OOPS” pass1
- Overdraft protection from savings or Kwik Cash Loan2
- Earn dividends on balances of $500 or more – see rates
- ATM/Debit Card3
- Unlimited ATM transactions
- Over 32,000 surcharge-free ATM locations nationwide
- FREE Online Account Access
- FREE Online Bill Pay4
- FREE eStatements
- FREE Mobile Deposit
- FREE eAlerts
Must be 24 years or younger to qualify to open. Member will be switched to our regular FREE Checking Account on 25th birthday. On the Go checking and debit card are subject to credit approval. Minimum $50 opening deposit. 1Member must call NPM Credit Union to execute fee reversal. 2$8 fee per transfer. Other terms and conditions may apply. 4Minimum of one bill paid per month to avoid a $4 inactivity fee. For details, contact us for the fee schedule and Truth in Savings disclosures.
*The requirements must be completed within 2 months of checking account opening to receive $100; $25 for Direct Deposit(s) totaling $500 or more per month for two months: this includes payroll, pension, Social Security or other government benefits, $25 for 15 ATM/debit card transactions, $25 for 6 online bill payments, $25 for e-statements (must enroll at account opening). Checking account and debit card subject to credit approval. Account will be reviewed 60 days after account opening. Minimum to open is $50. Cash bonus earned will automatically be deposited into your new account within two weeks after account review. Offer not available to existing checking account holders. Not valid with any other offer. The Annual Percentage Yield (APY) is .02% on a balance of $500 or more. The APY is effective as of 02/27/2017. Rate is subject to change. Limit one bonus per member. Bonus is considered dividends and will be reported on IRS form 1099-INT. A share account with a minimum deposit of $5 is required to obtain a checking account. NPM Credit Union has the right to cancel the cash bonus at any time. 4Minimum of one bill must be paid per month to avoid a $4 inactivity fee. Membership eligibility required. Federally insured by NCUA. Other restrictions may apply.