Open a Free Checking Account and receive up to $100 Cash Bonus*
NPM Credit Union offers a Free Checking with the following benefits: 
- No Monthly Service Fee
- No Minimum Balance
- Earn dividends on a balance of $500 or more. See rates
Optional features:
- FREE ATM/Debit Card
- Over 32,000 surcharge-free ATM locations nationwide
- FREE Online Account Access
- FREE Mobile Banking
- FREE Online Bill Pay2
- FREE eStatements
- FREE Mobile Deposit
- FREE eAlerts
- Overdraft protection from savings or Kwik Cash Loan1
Overdraft Protection
Overdraft protection automatically protects you from the inconvenience and risk of overdrawing your checking account, giving you less to worry about. The benefits are:
- Eliminates or minimizes overdraft fees
- Avoid accidental overdrafts
- Eliminates or minimizes the risk of returned checks
Minimum $50 opening deposit. Checking account and debit card subject to credit approval. 1$8 fee per transfer. Other terms and conditions may apply. 2Minimum of one bill must be paid per month to avoid a $4 inactivity fee.
*The requirements must be completed within 2 months of checking account opening to receive $100; $25 for Direct Deposit(s) totaling $500 or more per month for two months: this includes payroll, pension, Social Security or other government benefits, $25 for 15 ATM/debit card transactions, $25 for 6 online bill payments, $25 for e-statements (must enroll at account opening). Checking account and check card subject to credit approval. Account will be reviewed 60 days after account opening. Minimum to open is $50. Cash bonus earned will automatically be deposited into your new account within two weeks after account review. Offer not available to existing checking account holders. Not valid with any other offer. The Annual Percentage Yield (APY) is .02% on a balance of $500 or more. The APY is effective as of 02/27/2017. Rate is subject to change. Limit one bonus per member. Bonus is considered dividends and will be reported on IRS form 1099-INT. A share account with a minimum deposit of $5 is required to obtain a checking account. NPM Credit Union has the right to cancel the cash bonus at any time. 2Minimum of one bill must be paid per month to avoid a $4 inactivity fee. Membership eligibility required. Federally insured by NCUA. Other restrictions may apply.